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Free Government Grants For Small Business

Free Government Grants for Small Business

Free government grants for small business are available at some states. This is not true in all states though. No free government grants for small business is offered by the federal government but a number of state-run development agencies do provide free government grants for small business. Free government grants for small business can be availed of in Kansas, Nebraska, New Hampshire, New Mexico and Utah. Other states provide financing through loans and give financial incentives to those who want to put up small business instead of free government grants for small business.

In lieu of the free government grants for small business, what the government extends is free advice and technical training to would-be entrepreneurs and those who want to make their business grow. Free government grants for small business are made possible by the U.S. government's Small Business Administration (SBA). With 25 million small businesses employing more than 50% of the labor force and contributing to more than half of the country's gross domestic product (GDP), it is little wonder why the government is interested in the small business' plight and endeavors to provide free government grants for small business through SBA.

Free government grants for small business in SBA program comes in the form of free counseling, training and technical assistance in all phases of small business. The free government grants for small business professional services are offered through the SBA Small Business Development Centers (SBDCs) and are entirely free of charge. SBDCs have their own full and part-time staffs and also solicit the help from private sector such as consultants, engineers and testing laboratories as part of the free government grants for small business.

Free government grants for small business can be found in the Catalog for Federal Domestic Assistance (CFDA) website http://www.cfda.gov under the "Small Business" and "Small Business Person" beneficiary category. You can browse this free government grants for small business at CFDA free of charge.

The SBA loan programs, in its effort to provide free government grants for small business, tap the private sector lenders such as banks, credit unions, coops, etc. to provide loans instead of free government grants for small business then SBA guarantee these loans. SBA has no funds available for lending or grants directly to give free government grants for small business. Most of these private lenders are already aware of the SBA loan programs so applicants only need to inquire at the local lender about SBA application process.

Loan programs such as 7(a) Loan Guaranty Program, SBA LowDoc Loans, SBA Express Loans and Microloan Program are provided in place of the free government grants for small business. Aside from the above-mentioned loan programs backed by SBA, the Targeted Loan Programs are also offered instead of free government grants for small business to target or meet the specific needs of small businesses such as defense-delta loans, CAIP loans, Pollution control loans and Export Express Loans.
Free government grants for small business are a boon to the small business industry. Free government grants for small business need not be in terms of money. But the invaluable professional service extended by the SBA could be worth more than the money they could get from free government grants for small business.

 

 
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